Courier fraud calls impersonating police and bank staff instruct victims to withdraw cash for 'safe keeping' before a collector arrives

Impersonating: Police / Banks (impersonation)

What is this scam?

Humberside Police issued a fresh courier fraud warning on 10 September 2026 after a wave of reports across Hull, Beverley, and Driffield. Fraudsters call victims posing as police officers or bank officials, claiming the victim's account is at risk from corrupt insiders and that cash must be withdrawn immediately and either handed to a plain-clothes officer or posted to a 'secure address' for checking. In some calls the fraudster plays pre-recorded police or hold music to make the call sound genuine. No bank or police force will ever ask anyone to withdraw cash and transfer it to a third party for safekeeping — anyone who receives such a call should hang up and call 999 or their bank on 159.

Example scam message

Caller: 'Good afternoon, I'm Detective Sergeant Mills from the Metropolitan Police Fraud Squad. We're investigating a serious fraud at your bank and your account may have been compromised by a corrupt employee. For your protection, we need you to withdraw £3,000 in cash today — one of our officers in plain clothes will collect it this afternoon to use as evidence. Please don't tell anyone at the bank why you are withdrawing the money or they may alert the suspect.' [Police and banks never ask you to withdraw cash and hand it to someone — hang up and dial 159 to reach your bank safely, or call 999 if you feel threatened]

Red flags to look out for

  • The message creates urgency — threatening a fine, missed delivery, or account closure.
  • Links lead to unofficial domains that don't match the real company's website.
  • You weren't expecting this message and can't verify the event it references.
  • It asks you to confirm payment details or personal information via a link.
  • The sender's number or email address doesn't match the company's official contact.

What to do if you receive this

  1. Do not transfer money — your bank will never ask you to move funds to a 'safe account'.
  2. Hang up and call your bank directly on the number printed on the back of your card.
  3. Report it to Action Fraud at actionfraud.police.uk.
  4. If you've already transferred money, contact your bank immediately and ask about the APP fraud refund scheme.
Received this message? Forward it to 7726 (free on all UK networks) to report it to your mobile provider. You can also report it to Action Fraud or email the NCSC at report@phishing.gov.uk.

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Source: Other